Types of Loan

12

ENTERPRISE LOAN

  • Borrow for any purpose with a term of 2 to 5 years
  • Make monthly or quarterly payments of principal and interest
  • Collateralized, uncollateralized, or with guarantor
  • Interest rate ranges from 6% to 15%

13

CAPITAL LOAN

  • Borrow for any purpose with a term of 2 to 5 years
  • Interest only or with reduced principal payments
  • Collateralized, uncollateralized, or with guarantor
  • Interest rate ranges from 6% to 15%

14

PROPERTY DEVELOPMENT LOAN

  • Buy and renovate a property
  • Pay interest only during the construction period
  • Repay or refinance at maturity
  • Collateralized
  • Interest rate ranges from 6% to 12%